Rachel and I have been able to pay off just under $19,000 of consumer debt that we had gotten stuck with ever since the 2008-2009 crash; we’ve been trying to dig out of that hole ever since! But due to bad thinking, we kept cycling through the debt and not getting it fully paid off. Thanks to the Financial Fitness Program, we’ve been able to fully wipe out that debt. The only thing we have left is our house, and we are so excited to just start pounding on that as we develop a passive income stream in our business! After our continued studies we realized that what we thought were assets were truly liabilities working against us. We shuffled around our investments and sold one investment property and paid off another $230,000 of debt that we previously considered an asset. Now we truly have assets working in our favor. While the numbers are smaller, the gains are actually much larger and stable with little to no risk. We are so grateful for the Financial Fitness Program and all that it has done for us. Absolutely amazing! It took us 6 months of studying Financial Fitness to really put things in place and wipe out that debt. We are so excited!!”
Spencer Haymond

Persistence is paying off! Over the course of one week’s time, my wife was able to reduce our mortgage from a 30-year to a 15-year loan and she cut our interest rate from 6% to 2.75%. She also went through some credit reporting activity and found that there was money on the table there—$360 coming back from a credit reporting agency because they left stuff on my credit report that shouldn’t have been there! So she cleaned that up. She also went in and got our car and home insurance reviewed. We went from one company to another just by price-matching. That dropped our insurance down $1,000 per year. And here’s the big one. She has found a way to get rid of our interest-bearing-debt and our medical bills—$8,500 in one week—completely wiped out. My wife has become my Phoenix! She’s following the Financial Fitness principles that she’s hearing all the time on the audios and it’s changing our lives. Thank you!
Patrick Thatcher